No one is safe from high-pressure, high-intensity sales tactics. Cindy comes on with a horror story about how her aging parents were pressured to buy a new roof that they didn’t even need. We then interview Mary Lou Sweeney from American Heritage Federal Credit Union about home equity loans and home equity lines of credit. Kevin and Ron get great tips on how to avoid the red tape of getting a mortgage today, if you have a free and clear investment property, and want to buy another, take a home equity loan or credit line, using the equity in the paid off property. It takes a matter of weeks!